Updated for 2026 · CAD

Canada Income Tax Calculator

Calculate your take-home pay after federal and provincial tax, CPP and EI in every province and territory.

Per month$3,945after tax
Per paycheck$1,821every 2 weeks
Per hour$22.76after tax, 40 h/week
Total deductions21.1%$12,660 a year
Your take-home pay
$47,340/ year
Monthly$3,945
Bi-weekly$1,821
Tax rate21.1%
  • Take-home pay $47,340
  • Federal income tax $5,338
  • Ontario income tax $2,982
  • CPP contributions $3,362
  • Employment Insurance $978

Income tax calculator by province

Take-home pay for common salaries

SalaryTake-home / yearPer monthBi-weeklyDeductions
$40,000$32,814$2,734$1,26218.0%
$50,000$40,145$3,345$1,54419.7%
$60,000$47,340$3,945$1,82121.1%
$70,000$53,786$4,482$2,06923.2%
$80,000$60,303$5,025$2,31924.6%
$100,000$74,206$6,184$2,85425.8%
$120,000$87,343$7,279$3,35927.2%
$150,000$104,320$8,693$4,01230.5%

How it works

  1. 1. Enter your salary

    Yearly salary or hourly wage, plus pension and loan options.

  2. 2. We apply 2026 rules

    Federal and provincial brackets, CPP and EI.

  3. 3. See every deduction

    Take-home pay per pay period, a full breakdown and comparisons.

Canada tax guides

Federal tax brackets, step by step

Federal brackets apply to $59,435 of taxable income. Non-refundable credits (basic personal amount, CPP, EI and the Canada employment amount) are then subtracted at 14%.

RateTaxable incomeYour income taxedTax
14%$0 – $58,523
$58,523
$8,193
20.5%$58,523 – $117,045
$912
$187
26%$117,045 – $181,440
—
—
29%$181,440 – $258,482
—
—
33%$258,482 and up
—
—
Provincial tax is calculated separately with Ontario's own brackets. Your combined marginal rate on extra income is about 36%.

Where your money goes

Take-home pay: $47,340Federal income tax: $5,338Ontario income tax: $2,982CPP contributions: $3,362Employment Insurance: $978
You keep79%
  • Take-home pay$47,34078.9%
  • Federal income tax$5,3388.9%
  • Ontario income tax$2,9825.0%
  • CPP contributions$3,3625.6%
  • Employment Insurance$9781.6%
  • Federal income tax ($5,338). Federal brackets apply to $59,435 of taxable income, minus non-refundable credits such as the basic personal amount.
  • Ontario income tax ($2,982). Each province has its own brackets and credits, and Ontario adds a surtax and the Ontario Health Premium.
  • CPP contributions ($3,362). Retirement pension contributions, matched by your employer.
  • Employment Insurance ($978). Covers income if you lose your job or take parental or sickness leave.

Take-home pay in every province and territory

Provincial taxes make a real difference. On $60,000, take-home pay ranges from $44,726 in Nova Scotia to $48,773 in Nunavut.

#1 Nunavut
$48,773
#2 Northwest Territories
$47,938
#4 Yukon
$47,885
$47,691
$47,340
#7 Saskatchewan
$46,520
#8 New Brunswick
$46,048
$45,772
#10 Newfoundland and Labrador
$45,597
#11 Prince Edward Island
$45,447
#12 Quebec
$45,329
#13 Nova Scotia
$44,726

Frequently asked questions

What are the federal tax brackets for 2026?

14% up to $58,523, 20.5% up to $117,045, 26% up to $181,440, 29% up to $258,482 and 33% above.

What comes off a Canadian paycheque?

Federal tax, provincial tax, CPP (QPP in Quebec) and Employment Insurance, plus any benefits or pension contributions.

Which province has the lowest taxes?

It depends on income. Use the comparison above to see take-home pay in every province for your salary.

How we calculate

Figures use CRA and Revenu Québec 2026 federal and provincial brackets, basic personal amounts, CPP/QPP, EI and QPIP rates for an employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.