Income tax calculator by province
- ONOntario5.05% – 13.16%
- QCQuebec14% – 25.75%
- BCBritish Columbia5.06% – 20.5%
- ABAlberta8% – 15%
- MBManitoba10.8% – 17.4%
- SKSaskatchewan10.5% – 14.5%
- NSNova Scotia8.79% – 21%
- NBNew Brunswick9.4% – 19.5%
- NLNewfoundland and Labrador8.7% – 21.8%
- PEPrince Edward Island9.5% – 19%
- NTNorthwest Territories5.9% – 14.05%
- YTYukon6.4% – 15%
- NUNunavut4% – 11.5%
Take-home pay for common salaries
| Salary | Take-home / year | Per month | Bi-weekly | Deductions |
|---|---|---|---|---|
| $40,000 | $32,814 | $2,734 | $1,262 | 18.0% |
| $50,000 | $40,145 | $3,345 | $1,544 | 19.7% |
| $60,000 | $47,340 | $3,945 | $1,821 | 21.1% |
| $70,000 | $53,786 | $4,482 | $2,069 | 23.2% |
| $80,000 | $60,303 | $5,025 | $2,319 | 24.6% |
| $100,000 | $74,206 | $6,184 | $2,854 | 25.8% |
| $120,000 | $87,343 | $7,279 | $3,359 | 27.2% |
| $150,000 | $104,320 | $8,693 | $4,012 | 30.5% |
How it works
- 1. Enter your salary
Yearly salary or hourly wage, plus pension and loan options.
- 2. We apply 2026 rules
Federal and provincial brackets, CPP and EI.
- 3. See every deduction
Take-home pay per pay period, a full breakdown and comparisons.
Canada tax guides
Federal tax brackets, step by step
Federal brackets apply to $59,435 of taxable income. Non-refundable credits (basic personal amount, CPP, EI and the Canada employment amount) are then subtracted at 14%.
| Rate | Taxable income | Your income taxed | Tax |
|---|---|---|---|
| 14% | $0 – $58,523 | $58,523 | $8,193 |
| 20.5% | $58,523 – $117,045 | $912 | $187 |
| 26% | $117,045 – $181,440 | — | — |
| 29% | $181,440 – $258,482 | — | — |
| 33% | $258,482 and up | — | — |
Where your money goes
- Take-home pay$47,34078.9%
- Federal income tax$5,3388.9%
- Ontario income tax$2,9825.0%
- CPP contributions$3,3625.6%
- Employment Insurance$9781.6%
- Federal income tax ($5,338). Federal brackets apply to $59,435 of taxable income, minus non-refundable credits such as the basic personal amount.
- Ontario income tax ($2,982). Each province has its own brackets and credits, and Ontario adds a surtax and the Ontario Health Premium.
- CPP contributions ($3,362). Retirement pension contributions, matched by your employer.
- Employment Insurance ($978). Covers income if you lose your job or take parental or sickness leave.
Take-home pay in every province and territory
Provincial taxes make a real difference. On $60,000, take-home pay ranges from $44,726 in Nova Scotia to $48,773 in Nunavut.
Frequently asked questions
What are the federal tax brackets for 2026?
14% up to $58,523, 20.5% up to $117,045, 26% up to $181,440, 29% up to $258,482 and 33% above.
What comes off a Canadian paycheque?
Federal tax, provincial tax, CPP (QPP in Quebec) and Employment Insurance, plus any benefits or pension contributions.
Which province has the lowest taxes?
It depends on income. Use the comparison above to see take-home pay in every province for your salary.
Figures use CRA and Revenu Québec 2026 federal and provincial brackets, basic personal amounts, CPP/QPP, EI and QPIP rates for an employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.