Northwest Territories tax brackets 2026
Northwest Territories has 4 provincial tax brackets in 2026, from 5.9% to 14.05%. The provincial basic personal amount is $18,198.
| Provincial rate | Taxable income |
|---|---|
| 5.9% | $0 – $53,003 |
| 8.6% | $53,003 – $106,009 |
| 12.2% | $106,009 – $172,346 |
| 14.05% | $172,346 and up |
Living and working in Northwest Territories
The Northwest Territories have low territorial tax rates and a high basic personal amount. Northern residents can also claim the northern residents deduction on their federal return.
- There is no territorial sales tax.
- Living costs are high because of transport.
Largest cities: Yellowknife, Hay River, Inuvik.
Take-home pay in Northwest Territories by salary
| Salary | Take-home / year | Per month | Bi-weekly | Deductions |
|---|---|---|---|---|
| $30,000 | $25,962 | $2,164 | $999 | 13.5% |
| $40,000 | $33,365 | $2,780 | $1,283 | 16.6% |
| $50,000 | $40,768 | $3,397 | $1,568 | 18.5% |
| $60,000 | $47,938 | $3,995 | $1,844 | 20.1% |
| $70,000 | $54,444 | $4,537 | $2,094 | 22.2% |
| $80,000 | $61,166 | $5,097 | $2,353 | 23.5% |
| $100,000 | $75,204 | $6,267 | $2,892 | 24.8% |
| $120,000 | $88,821 | $7,402 | $3,416 | 26.0% |
| $150,000 | $107,361 | $8,947 | $4,129 | 28.4% |
| $200,000 | $137,196 | $11,433 | $5,277 | 31.4% |
Where your money goes
- Take-home pay$47,93879.9%
- Federal income tax$5,3388.9%
- Northwest Territories income tax$2,3844.0%
- CPP contributions$3,3625.6%
- Employment Insurance$9781.6%
- Federal income tax ($5,338). Federal brackets apply to $59,435 of taxable income, minus non-refundable credits such as the basic personal amount.
- Northwest Territories income tax ($2,384). Each province has its own brackets and credits.
- CPP contributions ($3,362). Retirement pension contributions, matched by your employer.
- Employment Insurance ($978). Covers income if you lose your job or take parental or sickness leave.
Take-home pay in every province and territory
Provincial taxes make a real difference. On $60,000, take-home pay ranges from $44,726 in Nova Scotia to $48,773 in Nunavut.
How RRSP contributions change your pay
RRSP and pension plan contributions reduce your taxable income, so the government effectively funds part of your retirement saving.
| Contribution | Saved per year | Take-home pay | Per month | Tax saved |
|---|---|---|---|---|
| None | $0 | $47,938 | $3,995 | — |
| 3% | $1,800 | $46,604 | $3,884 | $466 |
| 5% | $3,000 | $45,675 | $3,806 | $737 |
| 8% | $4,800 | $44,282 | $3,690 | $1,144 |
| 10% | $6,000 | $43,353 | $3,613 | $1,415 |
What this salary buys you
The 50/30/20 rule splits your monthly take-home pay of $3,995 into three buckets.
- Using the 30% rule, a comfortable rent is up to $1,500 per month.
- This salary is 1.7 times the Northwest Territories minimum wage of $17.20 an hour.
Frequently asked questions
What are the Northwest Territories tax brackets for 2026?
Northwest Territories provincial rates range from 5.9% to 14.05%, on top of federal tax.
How much is $60,000 after tax in Northwest Territories?
About $47,938 a year, or $3,995 per month.
What is the minimum wage in Northwest Territories?
About $17.20 per hour.
What deductions come off a paycheque in Northwest Territories?
Federal and provincial income tax, CPP and EI, plus any pension or benefit deductions.
Figures use CRA and Revenu Québec 2026 federal and provincial brackets, basic personal amounts, CPP/QPP, EI and QPIP rates for an employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.