British Columbia tax brackets 2026
British Columbia has 7 provincial tax brackets in 2026, from 5.06% to 20.5%. The provincial basic personal amount is $13,216.
| Provincial rate | Taxable income |
|---|---|
| 5.06% | $0 – $50,363 |
| 7.7% | $50,363 – $100,728 |
| 10.5% | $100,728 – $115,648 |
| 12.29% | $115,648 – $140,430 |
| 14.7% | $140,430 – $190,405 |
| 16.8% | $190,405 – $265,545 |
| 20.5% | $265,545 and up |
Living and working in British Columbia
British Columbia has seven brackets, with some of the lowest rates in Canada on modest incomes and a top rate of 20.5% on very high incomes. BC eliminated its MSP health premiums in 2020.
- Vancouver has the highest housing costs in the country.
- BC charges a provincial sales tax of 7% on top of the 5% GST.
Largest cities: Vancouver, Surrey, Burnaby, Victoria.
Take-home pay in British Columbia by salary
| Salary | Take-home / year | Per month | Bi-weekly | Deductions |
|---|---|---|---|---|
| $30,000 | $26,219 | $2,185 | $1,008 | 12.6% |
| $40,000 | $33,347 | $2,779 | $1,283 | 16.6% |
| $50,000 | $40,753 | $3,396 | $1,567 | 18.5% |
| $60,000 | $47,935 | $3,995 | $1,844 | 20.1% |
| $70,000 | $54,525 | $4,544 | $2,097 | 22.1% |
| $80,000 | $61,332 | $5,111 | $2,359 | 23.3% |
| $100,000 | $75,549 | $6,296 | $2,906 | 24.5% |
| $120,000 | $89,243 | $7,437 | $3,432 | 25.6% |
| $150,000 | $107,552 | $8,963 | $4,137 | 28.3% |
| $200,000 | $136,450 | $11,371 | $5,248 | 31.8% |
Where your money goes
- Take-home pay$47,93579.9%
- Federal income tax$5,3388.9%
- British Columbia income tax$2,3874.0%
- CPP contributions$3,3625.6%
- Employment Insurance$9781.6%
- Federal income tax ($5,338). Federal brackets apply to $59,435 of taxable income, minus non-refundable credits such as the basic personal amount.
- British Columbia income tax ($2,387). Each province has its own brackets and credits.
- CPP contributions ($3,362). Retirement pension contributions, matched by your employer.
- Employment Insurance ($978). Premiums that fund regular and special EI benefits, capped each year.
Take-home pay in every province and territory
Provincial taxes make a real difference. On $60,000, take-home pay ranges from $44,726 in Nova Scotia to $48,773 in Nunavut.
How RRSP contributions change your pay
RRSP and pension plan contributions reduce your taxable income, so the government effectively funds part of your retirement saving.
| Contribution | Saved per year | Take-home pay | Per month | Tax saved |
|---|---|---|---|---|
| None | $0 | $47,935 | $3,995 | — |
| 3% | $1,800 | $46,585 | $3,882 | $450 |
| 5% | $3,000 | $45,645 | $3,804 | $710 |
| 8% | $4,800 | $44,236 | $3,686 | $1,101 |
| 10% | $6,000 | $43,296 | $3,608 | $1,361 |
What this salary buys you
The 50/30/20 rule splits your monthly take-home pay of $3,995 into three buckets.
- Using the 30% rule, a comfortable rent is up to $1,500 per month.
- This salary is 1.6 times the British Columbia minimum wage of $18.25 an hour.
Frequently asked questions
What are the British Columbia tax brackets for 2026?
British Columbia provincial rates range from 5.06% to 20.5%, on top of federal tax.
How much is $60,000 after tax in British Columbia?
About $47,935 a year, or $3,995 per month.
What is the minimum wage in British Columbia?
About $18.25 per hour.
What deductions come off a paycheque in British Columbia?
Federal and provincial income tax, CPP and EI, plus any pension or benefit deductions.
Figures use CRA and Revenu Québec 2026 federal and provincial brackets, basic personal amounts, CPP/QPP, EI and QPIP rates for an employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.