This cookie policy explains what cookies are, which ones we use and how you can control them.
What are cookies?
Cookies are small text files stored on your device when you visit a website. They help the site work, remember your preferences and, for advertising partners, show ads that may be more relevant to you. Similar technologies include local storage and pixels.
Cookies we use
| Type | Purpose | Who sets them | Consent needed |
|---|---|---|---|
| Strictly necessary | Security, remembering your cookie choices, and keeping the website working. | TakeHomeNow | No |
| Advertising | Showing and measuring ads, limiting how often you see an ad, and personalising ads where you have agreed. | Google and its advertising partners | Yes, in the EEA, UK and Switzerland |
| Analytics (if enabled) | Understanding how visitors use our pages so we can improve them, using aggregated statistics. | Analytics provider | Yes, where required |
Our calculators themselves do not need cookies: your calculation is computed on request and not stored.
Google advertising cookies
Google uses cookies to serve ads on our website and across the web. You can learn more in how Google uses cookies in advertising and manage personalised ads in Google Ads Settings.
Managing your choices
- Consent banner: when required, a banner lets you accept or refuse non-essential cookies. You can change your choice at any time from the link in the footer.
- Browser settings: all browsers let you block or delete cookies. Blocking all cookies may affect how some websites work.
- Industry opt-outs: aboutads.info (US) and youronlinechoices.eu (Europe).
More information
See our Privacy Policy for how we handle personal data, or contact us with any question.
Our cookie policy in plain English
This short summary is meant to make the cookie policy easier to follow. It does not replace or change the sections above, which apply if anything here seems different.
- The calculators do not need cookies. Your calculation is computed on request and not stored.
- Some cookies are strictly necessary. They keep the site secure and working and remember your cookie choices. They do not need your consent.
- Advertising cookies pay for the site. Google and its advertising partners use them to show and measure ads. In the EEA, the UK and Switzerland, they are only used with your consent.
- Analytics cookies, if enabled, help us understand how pages are used through aggregated statistics, with consent where required.
- You stay in control. You can change your choice at any time from the link in the footer, or block and delete cookies in your browser.
How to manage cookies in your browser
Every major browser lets you see, block and delete cookies. The option is usually found in the privacy or security section of the settings.
- Open your browser settings and look for “Privacy”, “Security” or “Cookies and site data”.
- Choose whether to block all cookies, block only third-party cookies or allow them.
- Use the option to see stored data to delete cookies for a particular website.
- Repeat the steps on each browser and device you use, since settings are not shared between them.
Blocking all cookies may affect how some websites work, and it may also remove the record of your cookie choices, so a consent banner can appear again on your next visit.
Frequently asked questions about this cookie policy
Will refusing cookies stop the calculators from working?
No. The calculators themselves do not need cookies, so they work whatever you choose.
Will I still see ads if I refuse advertising cookies?
Refusing consent controls whether personalised ads and non-essential cookies are used. Ads may still be shown, but they are not personalised based on your browsing.
What is the difference between cookies and local storage?
Both store small pieces of information on your device. Cookies are sent to the website with each visit, while local storage stays in your browser. This cookie policy treats them, and pixels, as similar technologies.
Where can I learn more about cookies and consent?
Data protection authorities publish guidance for the public, for example the UK Information Commissioner’s Office. This link is provided for general information.