Pennsylvania income tax in 2026
Pennsylvania charges a flat 3.07% on taxable income. Single filers subtract $0 in deductions and exemptions first ($0 for married couples filing jointly).
What to know about taxes in Pennsylvania
Pennsylvania has a low flat income tax of 3.07% with no standard deduction. Almost every municipality and school district adds a local earned income tax, usually around 1%, and Philadelphia charges a much higher wage tax of close to 4% for residents.
- Our calculator shows state tax only: add your local earned income tax.
- Retirement income is not taxed by the state.
Largest cities: Philadelphia, Pittsburgh, Allentown, Erie.
Take-home pay in Pennsylvania by salary
What common salaries look like after taxes in Pennsylvania for a single filer.
| Salary | Take-home / year | Per month | Bi-weekly | Tax rate |
|---|---|---|---|---|
| $30,000 | $25,343 | $2,112 | $975 | 15.5% |
| $40,000 | $33,064 | $2,755 | $1,272 | 17.3% |
| $50,000 | $40,785 | $3,399 | $1,569 | 18.4% |
| $60,000 | $48,506 | $4,042 | $1,866 | 19.2% |
| $70,000 | $55,877 | $4,656 | $2,149 | 20.2% |
| $80,000 | $62,598 | $5,217 | $2,408 | 21.8% |
| $90,000 | $69,319 | $5,777 | $2,666 | 23.0% |
| $100,000 | $76,040 | $6,337 | $2,925 | 24.0% |
| $120,000 | $89,482 | $7,457 | $3,442 | 25.4% |
| $150,000 | $109,081 | $9,090 | $4,195 | 27.3% |
| $200,000 | $142,647 | $11,887 | $5,486 | 28.7% |
Where your taxes go
- Take-home pay$48,50680.8%
- Federal income tax$5,0208.4%
- Social Security$3,7206.2%
- Medicare$8701.5%
- Pennsylvania income tax$1,8423.1%
- State payroll (SDI/PFML)$420.1%
- Federal income tax ($5,020). Charged on $43,900 of taxable income after the standard deduction, with a top rate of 12% on your last dollar.
- Social Security ($3,720). Withheld at 6.2% on the first $184,500 of wages each year; your employer pays the same amount.
- Medicare ($870). 1.45% of all wages, plus 0.9% on wages above $200,000 for single filers.
- Pennsylvania income tax ($1,842). Charged on $60,000 after state deductions, marginal rate 3.07%.
- State payroll contributions ($42). Disability insurance or paid family leave withheld from your paycheck.
How Pennsylvania compares with other states
Pennsylvania ranks #23 of 51 for take-home pay on $60,000. The gap between the best state (Florida) and the worst (Oregon) is $4,401 a year.
Top 5, your state and bottom 5. Single filer, no pre-tax contributions.
How a 401(k) changes your paycheck
See how much of your paycheck a 401(k) really costs. Pre-tax contributions reduce federal and state income tax, but not Social Security or Medicare.
| Contribution | Saved per year | Take-home pay | Per month | Income tax saved |
|---|---|---|---|---|
| None | $0 | $48,506 | $4,042 | — |
| 3% | $1,800 | $46,977 | $3,915 | $271 |
| 6% | $3,600 | $45,449 | $3,787 | $543 |
| 10% | $6,000 | $43,410 | $3,618 | $904 |
| 15% | $9,000 | $40,862 | $3,405 | $1,356 |
Single vs married filing jointly
Here is the same salary for a single-income married couple filing jointly, compared with a single filer.
| Single | Married, one income | |
|---|---|---|
| Federal income tax | $5,020 | $2,840 |
| State income tax | $1,842 | $1,842 |
| Social Security + Medicare | $4,590 | $4,590 |
| Take-home pay | $48,506 | $50,686 |
Filing jointly would add $2,180 a year ($182 a month) to this household's take-home pay.
What this salary buys you
With $4,042 arriving each month, here is a realistic budget split.
- $60,000 is 79% of the median household income in Pennsylvania ($76,081).
- With the 30% rule, a comfortable rent is up to $1,500 per month.
- That is 4.0 times the Pennsylvania minimum wage of $7.25/hour.
Frequently asked questions
Does Pennsylvania have a state income tax?
Yes. Pennsylvania uses a flat rate of 3.07% in 2026.
What is the income tax rate in Pennsylvania?
Pennsylvania uses a flat rate of 3.07% in 2026.
How much is $60,000 after tax in Pennsylvania?
A single filer earning $60,000 takes home about $48,506 a year, or $4,042 per month.
What is the minimum wage in Pennsylvania?
The minimum wage in Pennsylvania is about $7.25 per hour.
How is my Pennsylvania paycheck calculated?
We subtract federal income tax, Social Security (6.2%), Medicare (1.45%) and Pennsylvania income tax, plus state payroll contributions, from your gross pay.
Figures use 2026 IRS federal brackets, the standard deduction, Social Security and Medicare rates, and each state's income tax rules for a W-2 employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.