New Brunswick tax brackets 2026
New Brunswick has 4 provincial tax brackets in 2026, from 9.4% to 19.5%. The provincial basic personal amount is $13,664.
| Provincial rate | Taxable income |
|---|---|
| 9.4% | $0 – $52,333 |
| 14% | $52,333 – $104,666 |
| 16% | $104,666 – $193,861 |
| 19.5% | $193,861 and up |
Living and working in New Brunswick
New Brunswick has four brackets from 9.4% to 19.5% and has cut its rates in recent years to stay competitive with other provinces.
- The HST is 15%.
- Housing costs remain below the national average.
Largest cities: Moncton, Saint John, Fredericton.
Take-home pay in New Brunswick by salary
| Salary | Take-home / year | Per month | Bi-weekly | Deductions |
|---|---|---|---|---|
| $30,000 | $25,195 | $2,100 | $969 | 16.0% |
| $40,000 | $32,275 | $2,690 | $1,241 | 19.3% |
| $50,000 | $39,354 | $3,280 | $1,514 | 21.3% |
| $60,000 | $46,048 | $3,837 | $1,771 | 23.3% |
| $70,000 | $52,042 | $4,337 | $2,002 | 25.7% |
| $80,000 | $58,246 | $4,854 | $2,240 | 27.2% |
| $100,000 | $71,215 | $5,935 | $2,739 | 28.8% |
| $120,000 | $83,930 | $6,994 | $3,228 | 30.1% |
| $150,000 | $101,330 | $8,444 | $3,897 | 32.5% |
| $200,000 | $129,580 | $10,798 | $4,984 | 35.2% |
Where your money goes
- Take-home pay$46,04876.7%
- Federal income tax$5,3388.9%
- New Brunswick income tax$4,2747.1%
- CPP contributions$3,3625.6%
- Employment Insurance$9781.6%
- Federal income tax ($5,338). Federal brackets apply to $59,435 of taxable income, minus non-refundable credits such as the basic personal amount.
- New Brunswick income tax ($4,274). Each province has its own brackets and credits.
- CPP contributions ($3,362). Retirement pension contributions, matched by your employer.
- Employment Insurance ($978). Premiums that fund regular and special EI benefits, capped each year.
Take-home pay in every province and territory
Provincial taxes make a real difference. On $60,000, take-home pay ranges from $44,726 in Nova Scotia to $48,773 in Nunavut.
How RRSP contributions change your pay
RRSP and pension plan contributions reduce your taxable income, so the government effectively funds part of your retirement saving.
| Contribution | Saved per year | Take-home pay | Per month | Tax saved |
|---|---|---|---|---|
| None | $0 | $46,048 | $3,837 | — |
| 3% | $1,800 | $44,811 | $3,734 | $563 |
| 5% | $3,000 | $43,947 | $3,662 | $899 |
| 8% | $4,800 | $42,651 | $3,554 | $1,403 |
| 10% | $6,000 | $41,787 | $3,482 | $1,739 |
What this salary buys you
With $3,837 arriving each month, here is a simple budget: half for essentials, 30% for lifestyle, 20% for savings.
- Using the 30% rule, a comfortable rent is up to $1,500 per month.
- This salary is 1.8 times the New Brunswick minimum wage of $15.90 an hour.
Frequently asked questions
What are the New Brunswick tax brackets for 2026?
New Brunswick provincial rates range from 9.4% to 19.5%, on top of federal tax.
How much is $60,000 after tax in New Brunswick?
About $46,048 a year, or $3,837 per month.
What is the minimum wage in New Brunswick?
About $15.90 per hour.
What deductions come off a paycheque in New Brunswick?
Federal and provincial income tax, CPP and EI, plus any pension or benefit deductions.
Figures use CRA and Revenu Québec 2026 federal and provincial brackets, basic personal amounts, CPP/QPP, EI and QPIP rates for an employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.