Utah income tax in 2026
Utah charges a flat 4.45% on taxable income. Single filers subtract $21,708 in deductions and exemptions first ($43,416 for married couples filing jointly).
The Utah deduction shrinks as income rises, so higher earners get a smaller break.
What to know about taxes in Utah
Utah charges a flat income tax, lowered to 4.45%, and replaces a standard deduction with a taxpayer credit that phases out as income rises. Our calculator converts that credit into an equivalent deduction.
- Utah has one of the youngest populations and fastest-growing economies.
- Social Security is partly taxed, with a credit for lower incomes.
Largest cities: Salt Lake City, West Valley City, Provo, St. George.
Take-home pay in Utah by salary
What common salaries look like after taxes in Utah for a single filer.
| Salary | Take-home / year | Per month | Bi-weekly | Tax rate |
|---|---|---|---|---|
| $30,000 | $25,763 | $2,147 | $991 | 14.1% |
| $40,000 | $33,223 | $2,769 | $1,278 | 16.9% |
| $50,000 | $40,683 | $3,390 | $1,565 | 18.6% |
| $60,000 | $48,143 | $4,012 | $1,852 | 19.8% |
| $70,000 | $55,253 | $4,604 | $2,125 | 21.1% |
| $80,000 | $61,713 | $5,143 | $2,374 | 22.9% |
| $90,000 | $68,173 | $5,681 | $2,622 | 24.3% |
| $100,000 | $74,730 | $6,228 | $2,874 | 25.3% |
| $120,000 | $87,910 | $7,326 | $3,381 | 26.7% |
| $150,000 | $107,116 | $8,926 | $4,120 | 28.6% |
| $200,000 | $140,027 | $11,669 | $5,386 | 30.0% |
Where your taxes go
- Take-home pay$48,14380.2%
- Federal income tax$5,0208.4%
- Social Security$3,7206.2%
- Medicare$8701.5%
- Utah income tax$2,2473.7%
- Federal income tax ($5,020). Charged on $43,900 of taxable income after the standard deduction, with a top rate of 12% on your last dollar.
- Social Security ($3,720). 6.2% of wages up to $184,500. It funds retirement and disability benefits.
- Medicare ($870). It funds hospital insurance for people aged 65 and over, at 1.45% of your pay.
- Utah income tax ($2,247). Charged on $50,499 after state deductions, marginal rate 4.45%.
How Utah compares with other states
Utah ranks #33 of 51 for take-home pay on $60,000. The gap between the best state (Florida) and the worst (Oregon) is $4,401 a year.
Top 5, your state and bottom 5. Single filer, no pre-tax contributions.
How a 401(k) changes your paycheck
Traditional 401(k) contributions come out of your paycheck before income tax, so saving for retirement costs you less than the amount you put in.
| Contribution | Saved per year | Take-home pay | Per month | Income tax saved |
|---|---|---|---|---|
| None | $0 | $48,143 | $4,012 | — |
| 3% | $1,800 | $46,662 | $3,889 | $320 |
| 6% | $3,600 | $45,182 | $3,765 | $639 |
| 10% | $6,000 | $43,208 | $3,601 | $1,065 |
| 15% | $9,000 | $40,740 | $3,395 | $1,598 |
Single vs married filing jointly
Marriage changes the math: a couple filing jointly gets twice the standard deduction and brackets twice as wide as a single filer.
| Single | Married, one income | |
|---|---|---|
| Federal income tax | $5,020 | $2,840 |
| State income tax | $2,247 | $1,044 |
| Social Security + Medicare | $4,590 | $4,590 |
| Take-home pay | $48,143 | $51,526 |
Filing jointly would add $3,383 a year ($282 a month) to this household's take-home pay.
What this salary buys you
A simple way to plan $4,012 a month: half for essentials, 30% for lifestyle and 20% for savings.
- $60,000 is 65% of the median household income in Utah ($91,750).
- With the 30% rule, a comfortable rent is up to $1,500 per month.
- That is 4.0 times the Utah minimum wage of $7.25/hour.
Frequently asked questions
Does Utah have a state income tax?
Yes. Utah uses a flat rate of 4.45% in 2026.
What is the income tax rate in Utah?
Utah uses a flat rate of 4.45% in 2026.
How much is $60,000 after tax in Utah?
A single filer earning $60,000 takes home about $48,143 a year, or $4,012 per month.
What is the minimum wage in Utah?
The minimum wage in Utah is about $7.25 per hour.
How is my Utah paycheck calculated?
We subtract federal income tax, Social Security (6.2%), Medicare (1.45%) and Utah income tax from your gross pay.
Figures use 2026 IRS federal brackets, the standard deduction, Social Security and Medicare rates, and each state's income tax rules for a W-2 employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.