North Dakota income tax in 2026
North Dakota has a progressive income tax: higher slices of income are taxed at higher rates. Single filers subtract $16,100 in deductions and exemptions first ($32,200 for married couples).
| Rate | Taxable income (single) | Your tax |
|---|---|---|
| 0% | $0 – $49,575 | $0 |
| 1.95% | $49,575 – $250,400 | — |
| 2.5% | $250,400 and up | — |
What to know about taxes in North Dakota
North Dakota has the lowest income tax of any state that taxes wages. Since 2024, the first tens of thousands of dollars of taxable income are taxed at 0%, and the top rate is only 2.5%.
- Oil revenue in the west of the state helps fund the budget.
- Unemployment is among the lowest in the country.
Largest cities: Fargo, Bismarck, Grand Forks, Minot.
Take-home pay in North Dakota by salary
What common salaries look like after taxes in North Dakota for a single filer.
| Salary | Take-home / year | Per month | Bi-weekly | Tax rate |
|---|---|---|---|---|
| $30,000 | $26,285 | $2,190 | $1,011 | 12.4% |
| $40,000 | $34,320 | $2,860 | $1,320 | 14.2% |
| $50,000 | $42,355 | $3,530 | $1,629 | 15.3% |
| $60,000 | $50,390 | $4,199 | $1,938 | 16.0% |
| $70,000 | $57,991 | $4,833 | $2,230 | 17.2% |
| $80,000 | $64,831 | $5,403 | $2,493 | 19.0% |
| $90,000 | $71,671 | $5,973 | $2,757 | 20.4% |
| $100,000 | $78,511 | $6,543 | $3,020 | 21.5% |
| $120,000 | $92,191 | $7,683 | $3,546 | 23.2% |
| $150,000 | $112,147 | $9,346 | $4,313 | 25.2% |
| $200,000 | $146,308 | $12,192 | $5,627 | 26.9% |
Where your taxes go
- Take-home pay$50,39084.0%
- Federal income tax$5,0208.4%
- Social Security$3,7206.2%
- Medicare$8701.5%
- Federal income tax ($5,020). Charged on $43,900 of taxable income after the standard deduction, with a top rate of 12% on your last dollar.
- Social Security ($3,720). This 6.2% payroll tax builds your future Social Security retirement benefit.
- Medicare ($870). 1.45% of all wages, plus 0.9% on wages above $200,000 for single filers.
- North Dakota income tax ($0). Charged on $43,900 after state deductions, marginal rate 0%.
How North Dakota compares with other states
North Dakota ranks #1 of 51 for take-home pay on $60,000, tied with 7 other states. The gap between the best state (Florida) and the worst (Oregon) is $4,401 a year.
Top 5, your state and bottom 5. Single filer, no pre-tax contributions.
How a 401(k) changes your paycheck
Traditional 401(k) contributions come out of your paycheck before income tax, so saving for retirement costs you less than the amount you put in.
| Contribution | Saved per year | Take-home pay | Per month | Income tax saved |
|---|---|---|---|---|
| None | $0 | $50,390 | $4,199 | — |
| 3% | $1,800 | $48,806 | $4,067 | $216 |
| 6% | $3,600 | $47,222 | $3,935 | $432 |
| 10% | $6,000 | $45,110 | $3,759 | $720 |
| 15% | $9,000 | $42,470 | $3,539 | $1,080 |
Single vs married filing jointly
Here is the same salary for a single-income married couple filing jointly, compared with a single filer.
| Single | Married, one income | |
|---|---|---|
| Federal income tax | $5,020 | $2,840 |
| State income tax | $0 | $0 |
| Social Security + Medicare | $4,590 | $4,590 |
| Take-home pay | $50,390 | $52,570 |
Filing jointly would add $2,180 a year ($182 a month) to this household's take-home pay.
What this salary buys you
With $4,199 arriving each month, here is a realistic budget split.
- $60,000 is 79% of the median household income in North Dakota ($75,949).
- With the 30% rule, a comfortable rent is up to $1,500 per month.
- That is 4.0 times the North Dakota minimum wage of $7.25/hour.
Frequently asked questions
Does North Dakota have a state income tax?
Yes. North Dakota income tax rates range from 0% – 2.5% in 2026, depending on taxable income.
What is the income tax rate in North Dakota?
North Dakota income tax rates range from 0% – 2.5% in 2026, depending on taxable income.
How much is $60,000 after tax in North Dakota?
A single filer earning $60,000 takes home about $50,390 a year, or $4,199 per month.
What is the minimum wage in North Dakota?
The minimum wage in North Dakota is about $7.25 per hour.
How is my North Dakota paycheck calculated?
We subtract federal income tax, Social Security (6.2%), Medicare (1.45%) and North Dakota income tax from your gross pay.
Figures use 2026 IRS federal brackets, the standard deduction, Social Security and Medicare rates, and each state's income tax rules for a W-2 employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.