Mississippi income tax in 2026
Mississippi has a progressive income tax: higher slices of income are taxed at higher rates. Single filers subtract $8,300 in deductions and exemptions first ($16,600 for married couples).
| Rate | Taxable income (single) | Your tax |
|---|---|---|
| 0% | $0 – $10,000 | $0 |
| 4% | $10,000 and up | $1,668 |
What to know about taxes in Mississippi
Mississippi does not tax the first $10,000 of taxable income and charges a single rate above that. The rate is being phased down under recent legislation, with the goal of lowering it significantly by the end of the decade.
- Mississippi has the lowest median household income of any state.
- Groceries are taxed at a reduced rate.
Largest cities: Jackson, Gulfport, Southaven, Hattiesburg.
Take-home pay in Mississippi by salary
What common salaries look like after taxes in Mississippi for a single filer.
| Salary | Take-home / year | Per month | Bi-weekly | Tax rate |
|---|---|---|---|---|
| $30,000 | $25,817 | $2,151 | $993 | 13.9% |
| $40,000 | $33,452 | $2,788 | $1,287 | 16.4% |
| $50,000 | $41,087 | $3,424 | $1,580 | 17.8% |
| $60,000 | $48,722 | $4,060 | $1,874 | 18.8% |
| $70,000 | $56,007 | $4,667 | $2,154 | 20.0% |
| $80,000 | $62,642 | $5,220 | $2,409 | 21.7% |
| $90,000 | $69,277 | $5,773 | $2,665 | 23.0% |
| $100,000 | $75,912 | $6,326 | $2,920 | 24.1% |
| $120,000 | $89,182 | $7,432 | $3,430 | 25.7% |
| $150,000 | $108,523 | $9,044 | $4,174 | 27.7% |
| $200,000 | $141,659 | $11,805 | $5,448 | 29.2% |
Where your taxes go
- Take-home pay$48,72281.2%
- Federal income tax$5,0208.4%
- Social Security$3,7206.2%
- Medicare$8701.5%
- Mississippi income tax$1,6682.8%
- Federal income tax ($5,020). Charged on $43,900 of taxable income after the standard deduction, with a top rate of 12% on your last dollar.
- Social Security ($3,720). This 6.2% payroll tax builds your future Social Security retirement benefit.
- Medicare ($870). It funds hospital insurance for people aged 65 and over, at 1.45% of your pay.
- Mississippi income tax ($1,668). Charged on $51,700 after state deductions, marginal rate 4%.
How Mississippi compares with other states
Mississippi ranks #18 of 51 for take-home pay on $60,000. The gap between the best state (Florida) and the worst (Oregon) is $4,401 a year.
Top 5, your state and bottom 5. Single filer, no pre-tax contributions.
How a 401(k) changes your paycheck
Traditional 401(k) contributions come out of your paycheck before income tax, so saving for retirement costs you less than the amount you put in.
| Contribution | Saved per year | Take-home pay | Per month | Income tax saved |
|---|---|---|---|---|
| None | $0 | $48,722 | $4,060 | — |
| 3% | $1,800 | $47,210 | $3,934 | $288 |
| 6% | $3,600 | $45,698 | $3,808 | $576 |
| 10% | $6,000 | $43,682 | $3,640 | $960 |
| 15% | $9,000 | $41,162 | $3,430 | $1,440 |
Single vs married filing jointly
Marriage changes the math: a couple filing jointly gets twice the standard deduction and brackets twice as wide as a single filer.
| Single | Married, one income | |
|---|---|---|
| Federal income tax | $5,020 | $2,840 |
| State income tax | $1,668 | $1,336 |
| Social Security + Medicare | $4,590 | $4,590 |
| Take-home pay | $48,722 | $51,234 |
Filing jointly would add $2,512 a year ($209 a month) to this household's take-home pay.
What this salary buys you
The 50/30/20 rule splits your monthly take-home pay of $4,060 into three buckets.
- $60,000 is 109% of the median household income in Mississippi ($54,915).
- With the 30% rule, a comfortable rent is up to $1,500 per month.
- That is 4.0 times the Mississippi minimum wage of $7.25/hour.
Frequently asked questions
Does Mississippi have a state income tax?
Yes. Mississippi income tax rates range from 0% – 4% in 2026, depending on taxable income.
What is the income tax rate in Mississippi?
Mississippi income tax rates range from 0% – 4% in 2026, depending on taxable income.
How much is $60,000 after tax in Mississippi?
A single filer earning $60,000 takes home about $48,722 a year, or $4,060 per month.
What is the minimum wage in Mississippi?
The minimum wage in Mississippi is about $7.25 per hour.
How is my Mississippi paycheck calculated?
We subtract federal income tax, Social Security (6.2%), Medicare (1.45%) and Mississippi income tax from your gross pay.
Figures use 2026 IRS federal brackets, the standard deduction, Social Security and Medicare rates, and each state's income tax rules for a W-2 employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.