Minnesota Paycheck Calculator 2026

Minnesota income tax in 2026

Minnesota has a progressive income tax: higher slices of income are taxed at higher rates. Single filers subtract $15,300 in deductions and exemptions first ($30,600 for married couples).

Rate	Taxable income (single)	Your tax
5.35%	$0 – $33,310	$1,782
6.8%	$33,310 – $109,430	$775
7.85%	$109,430 – $203,150	—
9.85%	$203,150 and up	—

Employees in Minnesota also contribute about 0.44% of wages (up to $184,500) to state payroll programs such as disability, paid family leave or unemployment insurance.

What to know about taxes in Minnesota

Minnesota has four brackets with a top rate of 9.85%, one of the highest in the Midwest. It also offers generous credits for working families and renters.

A new state paid leave program, funded by payroll premiums, starts in 2026.
Minnesota taxes Social Security benefits only above certain income levels.

Largest cities: Minneapolis, Saint Paul, Rochester, Duluth.

Take-home pay in Minnesota by salary

What common salaries look like after taxes in Minnesota for a single filer.

$30,000

$25,367 · 15.4%

$40,000

$32,823 · 17.9%

$50,000

$40,258 · 19.5%

$60,000

$47,569 · 20.7%

$70,000

$54,530 · 22.1%

$80,000

$60,841 · 24.0%

$90,000

$67,152 · 25.4%

$100,000

$73,463 · 26.5%

$120,000

$86,085 · 28.3%

$150,000

$104,189 · 30.5%

$200,000

$135,248 · 32.4%

Salary	Take-home / year	Per month	Bi-weekly	Tax rate
$30,000	$25,367	$2,114	$976	15.4%
$40,000	$32,823	$2,735	$1,262	17.9%
$50,000	$40,258	$3,355	$1,548	19.5%
$60,000	$47,569	$3,964	$1,830	20.7%
$70,000	$54,530	$4,544	$2,097	22.1%
$80,000	$60,841	$5,070	$2,340	24.0%
$90,000	$67,152	$5,596	$2,583	25.4%
$100,000	$73,463	$6,122	$2,826	26.5%
$120,000	$86,085	$7,174	$3,311	28.3%
$150,000	$104,189	$8,682	$4,007	30.5%
$200,000	$135,248	$11,271	$5,202	32.4%

Where your taxes go

You keep79%

Take-home pay$47,56979.3%
Federal income tax$5,0208.4%
Social Security$3,7206.2%
Medicare$8701.5%
Minnesota income tax$2,5574.3%
State payroll (SDI/PFML)$2640.4%

Federal income tax ($5,020). Charged on $43,900 of taxable income after the standard deduction, with a top rate of 12% on your last dollar.
Social Security ($3,720). This 6.2% payroll tax builds your future Social Security retirement benefit.
Medicare ($870). Charged at 1.45% on every dollar you earn, with no wage cap.
Minnesota income tax ($2,557). Charged on $44,700 after state deductions, marginal rate 6.8%.
State payroll contributions ($264). Disability insurance or paid family leave withheld from your paycheck.

How Minnesota compares with other states

Minnesota ranks #43 of 51 for take-home pay on $60,000. The gap between the best state (Florida) and the worst (Oregon) is $4,401 a year.

#1 Florida

$50,390

#1 Nevada

$50,390

#1 New Hampshire

$50,390

#1 North Dakota

$50,390

#1 South Dakota

$50,390

#43 Minnesota

$47,569

#47 New York

$47,457

#48 Massachusetts

$47,334

#48 Hawaii

$47,334

#50 Maryland

$46,304

#51 Oregon

$45,989

Top 5, your state and bottom 5. Single filer, no pre-tax contributions.

How a 401(k) changes your paycheck

See how much of your paycheck a 401(k) really costs. Pre-tax contributions reduce federal and state income tax, but not Social Security or Medicare.

Contribution	Saved per year	Take-home pay	Per month	Income tax saved
None	$0	$47,569	$3,964	—
3%	$1,800	$46,108	$3,842	$338
6%	$3,600	$44,646	$3,721	$677
10%	$6,000	$42,697	$3,558	$1,128
15%	$9,000	$40,261	$3,355	$1,692

Putting 6% ($3,600) into a 401(k) only reduces your take-home pay by $2,923: taxes cover the other $677. Many employers also match part of it.

Single vs married filing jointly

If you are married and your spouse has no income, filing jointly doubles the standard deduction and widens every bracket.

	Single	Married, one income
Federal income tax	$5,020	$2,840
State income tax	$2,557	$1,573
Social Security + Medicare	$4,590	$4,590
Take-home pay	$47,569	$50,733

Filing jointly would add $3,164 a year ($264 a month) to this household's take-home pay.

What this salary buys you

With $3,964 arriving each month, here is a realistic budget split.

Needs · 50%$1,982rent, food, utilities, insurance

Wants · 30%$1,189dining out, travel, hobbies

Savings · 20%$793emergency fund, debt, investing

$60,000 is 69% of the median household income in Minnesota ($87,556).
With the 30% rule, a comfortable rent is up to $1,500 per month.
That is 2.5 times the Minnesota minimum wage of $11.41/hour.

Frequently asked questions

Does Minnesota have a state income tax?

Yes. Minnesota income tax rates range from 5.35% – 9.85% in 2026, depending on taxable income.

What is the income tax rate in Minnesota?

Minnesota income tax rates range from 5.35% – 9.85% in 2026, depending on taxable income.

How much is $60,000 after tax in Minnesota?

A single filer earning $60,000 takes home about $47,569 a year, or $3,964 per month.

What is the minimum wage in Minnesota?

The minimum wage in Minnesota is about $11.41 per hour.

How is my Minnesota paycheck calculated?

We subtract federal income tax, Social Security (6.2%), Medicare (1.45%) and Minnesota income tax, plus state payroll contributions, from your gross pay.

How we calculate

Figures use 2026 IRS federal brackets, the standard deduction, Social Security and Medicare rates, and each state's income tax rules for a W-2 employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.