Maryland income tax in 2026
Maryland has a progressive income tax: higher slices of income are taxed at higher rates. Single filers subtract $6,600 in deductions and exemptions first ($13,200 for married couples).
| Rate | Taxable income (single) | Your tax |
|---|---|---|
| 2% | $0 – $1,000 | $20 |
| 3% | $1,000 – $2,000 | $30 |
| 4% | $2,000 – $3,000 | $40 |
| 4.75% | $3,000 – $100,000 | $2,394 |
| 5% | $100,000 – $125,000 | — |
| 5.25% | $125,000 – $150,000 | — |
| 5.5% | $150,000 – $250,000 | — |
| 5.75% | $250,000 – $500,000 | — |
| 6.25% | $500,000 – $1,000,000 | — |
| 6.5% | $1,000,000 and up | — |
What to know about taxes in Maryland
Maryland combines a state income tax, with new higher brackets for top earners from 2025, and a mandatory county income tax in every county and Baltimore City. County rates range roughly from 2.25% to 3.3%, so your total rate depends on where you live.
- Our calculator uses an average county rate of 3%.
- Many residents work in Washington, DC and pay income tax only to Maryland.
Largest cities: Baltimore, Columbia, Germantown, Silver Spring.
Take-home pay in Maryland by salary
What common salaries look like after taxes in Maryland for a single filer.
| Salary | Take-home / year | Per month | Bi-weekly | Tax rate |
|---|---|---|---|---|
| $30,000 | $24,524 | $2,044 | $943 | 18.3% |
| $40,000 | $31,784 | $2,649 | $1,222 | 20.5% |
| $50,000 | $39,044 | $3,254 | $1,502 | 21.9% |
| $60,000 | $46,304 | $3,859 | $1,781 | 22.8% |
| $70,000 | $53,214 | $4,435 | $2,047 | 24.0% |
| $80,000 | $59,474 | $4,956 | $2,287 | 25.7% |
| $90,000 | $65,734 | $5,478 | $2,528 | 27.0% |
| $100,000 | $71,994 | $6,000 | $2,769 | 28.0% |
| $120,000 | $84,481 | $7,040 | $3,249 | 29.6% |
| $150,000 | $102,576 | $8,548 | $3,945 | 31.6% |
| $200,000 | $133,478 | $11,123 | $5,134 | 33.3% |
Where your taxes go
- Take-home pay$46,30477.2%
- Federal income tax$5,0208.4%
- Social Security$3,7206.2%
- Medicare$8701.5%
- Maryland income tax$2,4844.1%
- Local income tax$1,6022.7%
- Federal income tax ($5,020). Charged on $43,900 of taxable income after the standard deduction, with a top rate of 12% on your last dollar.
- Social Security ($3,720). 6.2% of wages up to $184,500. It funds retirement and disability benefits.
- Medicare ($870). It funds hospital insurance for people aged 65 and over, at 1.45% of your pay.
- Maryland income tax ($2,484). Charged on $53,400 after state deductions, marginal rate 4.75%.
- Local income tax ($1,602). County tax, estimated with the statewide average.
How Maryland compares with other states
Maryland ranks #50 of 51 for take-home pay on $60,000. The gap between the best state (Florida) and the worst (Oregon) is $4,401 a year.
Top 5, your state and bottom 5. Single filer, no pre-tax contributions.
How a 401(k) changes your paycheck
Because traditional 401(k) money is taken before income tax, part of every dollar you save is effectively paid by the tax you no longer owe.
| Contribution | Saved per year | Take-home pay | Per month | Income tax saved |
|---|---|---|---|---|
| None | $0 | $46,304 | $3,859 | — |
| 3% | $1,800 | $44,860 | $3,738 | $356 |
| 6% | $3,600 | $43,415 | $3,618 | $711 |
| 10% | $6,000 | $41,489 | $3,457 | $1,185 |
| 15% | $9,000 | $39,082 | $3,257 | $1,778 |
Single vs married filing jointly
If you are married and your spouse has no income, filing jointly doubles the standard deduction and widens every bracket.
| Single | Married, one income | |
|---|---|---|
| Federal income tax | $5,020 | $2,840 |
| State income tax | $2,484 | $2,171 |
| Social Security + Medicare | $4,590 | $4,590 |
| Take-home pay | $46,304 | $48,996 |
Filing jointly would add $2,692 a year ($224 a month) to this household's take-home pay.
What this salary buys you
The 50/30/20 rule splits your monthly take-home pay of $3,859 into three buckets.
- $60,000 is 59% of the median household income in Maryland ($101,652).
- With the 30% rule, a comfortable rent is up to $1,500 per month.
- That is 1.9 times the Maryland minimum wage of $15/hour.
Frequently asked questions
Does Maryland have a state income tax?
Yes. Maryland income tax rates range from 2% – 6.5% in 2026, depending on taxable income.
What is the income tax rate in Maryland?
Maryland income tax rates range from 2% – 6.5% in 2026, depending on taxable income.
How much is $60,000 after tax in Maryland?
A single filer earning $60,000 takes home about $46,304 a year, or $3,859 per month.
What is the minimum wage in Maryland?
The minimum wage in Maryland is about $15 per hour.
How is my Maryland paycheck calculated?
We subtract federal income tax, Social Security (6.2%), Medicare (1.45%) and Maryland income tax from your gross pay.
Figures use 2026 IRS federal brackets, the standard deduction, Social Security and Medicare rates, and each state's income tax rules for a W-2 employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.