Georgia income tax in 2026
Georgia charges a flat 4.99% on taxable income. Single filers subtract $15,000 in deductions and exemptions first ($30,000 for married couples filing jointly).
What to know about taxes in Georgia
Georgia replaced its graduated income tax with a flat tax in 2024 and is lowering the rate a little each year. A generous standard exemption means lower earners pay relatively little.
- Retirees aged 62 and over can exclude a large part of retirement income.
- Metro Atlanta concentrates most of the state's high-paying jobs.
Largest cities: Atlanta, Augusta, Columbus, Savannah.
Take-home pay in Georgia by salary
What common salaries look like after taxes in Georgia for a single filer.
| Salary | Take-home / year | Per month | Bi-weekly | Tax rate |
|---|---|---|---|---|
| $30,000 | $25,537 | $2,128 | $982 | 14.9% |
| $40,000 | $33,073 | $2,756 | $1,272 | 17.3% |
| $50,000 | $40,609 | $3,384 | $1,562 | 18.8% |
| $60,000 | $48,145 | $4,012 | $1,852 | 19.8% |
| $70,000 | $55,331 | $4,611 | $2,128 | 21.0% |
| $80,000 | $61,867 | $5,156 | $2,379 | 22.7% |
| $90,000 | $68,403 | $5,700 | $2,631 | 24.0% |
| $100,000 | $74,939 | $6,245 | $2,882 | 25.1% |
| $120,000 | $88,011 | $7,334 | $3,385 | 26.7% |
| $150,000 | $107,055 | $8,921 | $4,117 | 28.6% |
| $200,000 | $139,696 | $11,641 | $5,373 | 30.2% |
Where your taxes go
- Take-home pay$48,14580.2%
- Federal income tax$5,0208.4%
- Social Security$3,7206.2%
- Medicare$8701.5%
- Georgia income tax$2,2463.7%
- Federal income tax ($5,020). Charged on $43,900 of taxable income after the standard deduction, with a top rate of 12% on your last dollar.
- Social Security ($3,720). Withheld at 6.2% on the first $184,500 of wages each year; your employer pays the same amount.
- Medicare ($870). Charged at 1.45% on every dollar you earn, with no wage cap.
- Georgia income tax ($2,246). Charged on $45,000 after state deductions, marginal rate 4.99%.
How Georgia compares with other states
Georgia ranks #32 of 51 for take-home pay on $60,000. The gap between the best state (Florida) and the worst (Oregon) is $4,401 a year.
Top 5, your state and bottom 5. Single filer, no pre-tax contributions.
How a 401(k) changes your paycheck
Because traditional 401(k) money is taken before income tax, part of every dollar you save is effectively paid by the tax you no longer owe.
| Contribution | Saved per year | Take-home pay | Per month | Income tax saved |
|---|---|---|---|---|
| None | $0 | $48,145 | $4,012 | — |
| 3% | $1,800 | $46,650 | $3,888 | $306 |
| 6% | $3,600 | $45,156 | $3,763 | $612 |
| 10% | $6,000 | $43,164 | $3,597 | $1,019 |
| 15% | $9,000 | $40,674 | $3,389 | $1,529 |
Single vs married filing jointly
If you are married and your spouse has no income, filing jointly doubles the standard deduction and widens every bracket.
| Single | Married, one income | |
|---|---|---|
| Federal income tax | $5,020 | $2,840 |
| State income tax | $2,246 | $1,497 |
| Social Security + Medicare | $4,590 | $4,590 |
| Take-home pay | $48,145 | $51,073 |
Filing jointly would add $2,929 a year ($244 a month) to this household's take-home pay.
What this salary buys you
With $4,012 arriving each month, here is a realistic budget split.
- $60,000 is 80% of the median household income in Georgia ($74,664).
- With the 30% rule, a comfortable rent is up to $1,500 per month.
- That is 4.0 times the Georgia minimum wage of $7.25/hour.
Frequently asked questions
Does Georgia have a state income tax?
Yes. Georgia uses a flat rate of 4.99% in 2026.
What is the income tax rate in Georgia?
Georgia uses a flat rate of 4.99% in 2026.
How much is $60,000 after tax in Georgia?
A single filer earning $60,000 takes home about $48,145 a year, or $4,012 per month.
What is the minimum wage in Georgia?
The minimum wage in Georgia is about $7.25 per hour.
How is my Georgia paycheck calculated?
We subtract federal income tax, Social Security (6.2%), Medicare (1.45%) and Georgia income tax from your gross pay.
Figures use 2026 IRS federal brackets, the standard deduction, Social Security and Medicare rates, and each state's income tax rules for a W-2 employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.