Arizona income tax in 2026
Arizona charges a flat 2.5% on taxable income. Single filers subtract $16,100 in deductions and exemptions first ($32,200 for married couples filing jointly).
What to know about taxes in Arizona
Arizona moved to a single flat income tax of 2.5% in 2023, one of the lowest rates among states that tax wages. The state follows the federal standard deduction, so many modest earners pay very little state tax.
- Arizona employees choose their own state withholding percentage on Form A-4.
- Combined state and local sales taxes are above the national average.
Largest cities: Phoenix, Tucson, Mesa, Scottsdale.
Take-home pay in Arizona by salary
What common salaries look like after taxes in Arizona for a single filer.
| Salary | Take-home / year | Per month | Bi-weekly | Tax rate |
|---|---|---|---|---|
| $30,000 | $25,938 | $2,161 | $998 | 13.5% |
| $40,000 | $33,723 | $2,810 | $1,297 | 15.7% |
| $50,000 | $41,508 | $3,459 | $1,596 | 17.0% |
| $60,000 | $49,293 | $4,108 | $1,896 | 17.9% |
| $70,000 | $56,728 | $4,727 | $2,182 | 19.0% |
| $80,000 | $63,513 | $5,293 | $2,443 | 20.6% |
| $90,000 | $70,298 | $5,858 | $2,704 | 21.9% |
| $100,000 | $77,083 | $6,424 | $2,965 | 22.9% |
| $120,000 | $90,653 | $7,554 | $3,487 | 24.5% |
| $150,000 | $110,444 | $9,204 | $4,248 | 26.4% |
| $200,000 | $144,330 | $12,027 | $5,551 | 27.8% |
Where your taxes go
- Take-home pay$49,29382.2%
- Federal income tax$5,0208.4%
- Social Security$3,7206.2%
- Medicare$8701.5%
- Arizona income tax$1,0981.8%
- Federal income tax ($5,020). Charged on $43,900 of taxable income after the standard deduction, with a top rate of 12% on your last dollar.
- Social Security ($3,720). This 6.2% payroll tax builds your future Social Security retirement benefit.
- Medicare ($870). Charged at 1.45% on every dollar you earn, with no wage cap.
- Arizona income tax ($1,098). Charged on $43,900 after state deductions, marginal rate 2.5%.
How Arizona compares with other states
Arizona ranks #11 of 51 for take-home pay on $60,000. The gap between the best state (Florida) and the worst (Oregon) is $4,401 a year.
Top 5, your state and bottom 5. Single filer, no pre-tax contributions.
How a 401(k) changes your paycheck
See how much of your paycheck a 401(k) really costs. Pre-tax contributions reduce federal and state income tax, but not Social Security or Medicare.
| Contribution | Saved per year | Take-home pay | Per month | Income tax saved |
|---|---|---|---|---|
| None | $0 | $49,293 | $4,108 | — |
| 3% | $1,800 | $47,754 | $3,979 | $261 |
| 6% | $3,600 | $46,215 | $3,851 | $522 |
| 10% | $6,000 | $44,163 | $3,680 | $870 |
| 15% | $9,000 | $41,598 | $3,466 | $1,305 |
Single vs married filing jointly
Here is the same salary for a single-income married couple filing jointly, compared with a single filer.
| Single | Married, one income | |
|---|---|---|
| Federal income tax | $5,020 | $2,840 |
| State income tax | $1,098 | $695 |
| Social Security + Medicare | $4,590 | $4,590 |
| Take-home pay | $49,293 | $51,875 |
Filing jointly would add $2,583 a year ($215 a month) to this household's take-home pay.
What this salary buys you
A simple way to plan $4,108 a month: half for essentials, 30% for lifestyle and 20% for savings.
- $60,000 is 78% of the median household income in Arizona ($76,872).
- With the 30% rule, a comfortable rent is up to $1,500 per month.
- That is 1.9 times the Arizona minimum wage of $15.15/hour.
Frequently asked questions
Does Arizona have a state income tax?
Yes. Arizona uses a flat rate of 2.5% in 2026.
What is the income tax rate in Arizona?
Arizona uses a flat rate of 2.5% in 2026.
How much is $60,000 after tax in Arizona?
A single filer earning $60,000 takes home about $49,293 a year, or $4,108 per month.
What is the minimum wage in Arizona?
The minimum wage in Arizona is about $15.15 per hour.
How is my Arizona paycheck calculated?
We subtract federal income tax, Social Security (6.2%), Medicare (1.45%) and Arizona income tax from your gross pay.
Figures use 2026 IRS federal brackets, the standard deduction, Social Security and Medicare rates, and each state's income tax rules for a W-2 employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.