£12 an hour by hours worked
What the same hourly rate pays at different weekly schedules (overtime premium not included).
| Hours per week | Per week | Per month | Per year |
|---|---|---|---|
| 16 h | £192.00 | £832.00 | £9,984 |
| 20 h | £240.00 | £1,040.00 | £12,480 |
| 25 h | £300.00 | £1,300.00 | £15,600 |
| 30 h | £360.00 | £1,560.00 | £18,720 |
| 35 h | £420.00 | £1,820.00 | £21,840 |
| 37.5 h | £450.00 | £1,950.00 | £23,400 |
| 38 h | £456.00 | £1,976.00 | £23,712 |
| 40 h | £480.00 | £2,080.00 | £24,960 |
| 45 h | £540.00 | £2,340.00 | £28,080 |
What £12 an hour adds up to
- Of every extra £1,000 you earn at this level, you keep £720.
- You are a basic-rate taxpayer. If your spouse or civil partner earns less than the Personal Allowance, they could transfer part of theirs to you through the Marriage Allowance and cut your tax by up to about £250 a year.
- With a student loan, you would repay at this salary on: Postgraduate.
- In Scotland, the same salary would leave £40 more in take-home pay each year.
£12 an hour after tax by pay period
Most UK employers pay monthly. Here is the same salary split by every common pay period.
| Pay period | Gross pay | Deductions | Take-home pay |
|---|---|---|---|
| Yearly | £23,400 | £3,032 | £20,368 |
| Monthly | £1,950.00 | £252.70 | £1,697.30 |
| Weekly | £450.00 | £58.32 | £391.68 |
| Daily | £90.00 | £11.66 | £78.34 |
| Hourly | £12.00 | £1.56 | £10.44 |
England vs Scotland
At this salary, you take home £40 a year more in Scotland than in the rest of the UK.
| England, Wales & NI | Scotland | |
|---|---|---|
| Income Tax | £2,166 | £2,126 |
| National Insurance | £866 | £866 |
| Take-home pay | £20,368 | £20,407 |
| Per month | £1,697 | £1,701 |
Where your money goes
- Take-home pay£20,36887.0%
- Income Tax£2,1669.3%
- National Insurance£8663.7%
- Income Tax (£2,166). Collected through PAYE on £10,830 of income above your Personal Allowance.
- National Insurance (£866). 8% of earnings between £12,570 and £50,270, then 2% above. It builds your State Pension entitlement.
Frequently asked questions
£12 an hour is how much a year?
£23,400 a year before tax, based on 37.5 hours a week and 52 weeks.
£12 an hour is how much a month?
About £1,950.00 per month before tax.
£12 an hour is how much a week?
£450.00 per week before tax for 37.5 hours.
How much is £12 an hour after tax?
About £20,368 a year, or £10.44 per hour.
Is £12 an hour above the minimum wage?
No. The minimum wage is £12.71 an hour.
Figures use HMRC 2026/27 Income Tax bands (including Scottish rates), Class 1 National Insurance and student loan thresholds for an employee paid through PAYE. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.