2026 · Canada · 40 hours a week

$18 an Hour Is How Much a Year?

Working full time (40 hours a week) at $18 an hour, you earn $37,440 per year before tax.

Per year$37,440before tax
Per month$3,120before tax
Per week$72040 hours
After tax$30,982per year
Your take-home pay
$30,982/ year
Monthly$2,582
Bi-weekly$1,192
Tax rate17.3%
  • Take-home pay $30,982
  • Federal income tax $2,360
  • Ontario income tax $1,468
  • CPP contributions $2,019
  • Employment Insurance $610

$18 an hour by hours worked

What the same hourly rate pays at different weekly schedules (overtime premium not included).

Hours per weekPer weekPer monthPer year
16 h$288.00$1,248.00$14,976
20 h$360.00$1,560.00$18,720
25 h$450.00$1,950.00$23,400
30 h$540.00$2,340.00$28,080
35 h$630.00$2,730.00$32,760
37.5 h$675.00$2,925.00$35,100
38 h$684.00$2,964.00$35,568
40 h$720.00$3,120.00$37,440
45 h$810.00$3,510.00$42,120

What $18 an hour adds up to

  • A $1,000 pay rise would add $689 to your take-home pay at this salary.
  • Your taxable income is in the 14% federal bracket, $21,422 below the 20.5% bracket.
  • Your salary is below the CPP maximum pensionable earnings, so contributions apply to every dollar above the $3,500 exemption.
  • Your RRSP room from this salary is about $6,739 (18% of earned income), usable next year.
  • At this income, check the Canada Workers Benefit and the GST/HST credit, which are paid on top of your salary and not shown here.

$18 an hour after tax by pay period (Ontario)

Most Canadian employers pay bi-weekly (26 pays a year) or semi-monthly (24 pays). This table shows every schedule.

Pay periodGross payDeductionsTake-home pay
Yearly$37,440$6,458$30,982
Monthly$3,120.00$538.14$2,581.86
Semi-monthly$1,560.00$269.07$1,290.93
Bi-weekly$1,440.00$248.37$1,191.63
Weekly$720.00$124.19$595.81
Daily$144.00$24.84$119.16
Hourly$18.00$3.10$14.90

Take-home pay in every province and territory

Provincial taxes make a real difference. On $37,440, take-home pay ranges from $30,063 in Nova Scotia to $31,844 in Nunavut.

#1 Nunavut
$31,844
#2 British Columbia
$31,522
#3 Alberta
$31,487
#4 Northwest Territories
$31,470
#5 Yukon
$31,371
#6 Ontario
$30,982
#7 Saskatchewan
$30,935
#8 New Brunswick
$30,463
#9 Prince Edward Island
$30,442
#10 Newfoundland and Labrador
$30,395
#11 Manitoba
$30,395
#12 Quebec
$30,364
#13 Nova Scotia
$30,063

Where your money goes

Take-home pay: $30,982Federal income tax: $2,360Ontario income tax: $1,468CPP contributions: $2,019Employment Insurance: $610
You keep83%
  • Take-home pay$30,98282.8%
  • Federal income tax$2,3606.3%
  • Ontario income tax$1,4683.9%
  • CPP contributions$2,0195.4%
  • Employment Insurance$6101.6%
  • Federal income tax ($2,360). Federal brackets apply to $37,101 of taxable income, minus non-refundable credits such as the basic personal amount.
  • Ontario income tax ($1,468). Each province has its own brackets and credits, and Ontario adds a surtax and the Ontario Health Premium.
  • CPP contributions ($2,019). Deducted from each paycheque until you reach the yearly maximum.
  • Employment Insurance ($610). Premiums that fund regular and special EI benefits, capped each year.

Frequently asked questions

$18 an hour is how much a year?

$37,440 a year before tax, based on 40 hours a week and 52 weeks.

$18 an hour is how much a month?

About $3,120.00 per month before tax.

$18 an hour is how much a week?

$720.00 per week before tax for 40 hours.

How much is $18 an hour after tax?

About $30,982 a year, or $14.90 per hour in Ontario.

How we calculate

Figures use CRA and Revenu Québec 2026 federal and provincial brackets, basic personal amounts, CPP/QPP, EI and QPIP rates for an employee. Read our methodology. Last updated September 25, 2026. Estimates for information only, not tax advice.